Car Dealers Oklahoma has earned a reputation as the preferred car dealership of Oklahoma for used cars and bad credit finance. We did not earn this reputation falsely; we believe that quality customer service and our ability to finance those with bad credit or no credit have earned us this reputation. For those who have never heard of us, we understand that there may be some skepticism and questions about how our dealership is ran. So we have compiled a short list of questions and answers about our policies for Oklahoma customers. If you additional questions that are not listed below, feel free to visit our website or e-mail us directly with your questions.

What makes Guaranteed Auto Credit different from most car dealers in Oklahoma?

Unlike other car dealerships, Car Dealers Oklahoma has the ability to finance any car purchased from the dealership through our onsite finance company. It is very common for car dealers to use third-party financial institutions in order to approve their customers for a car loan. With us, we build a customer profile that is not sent out to third-party financial institutions, but it kept for our records only. The sole purpose of the customer profile is to build a relationship with that particular customer in order to approve them for a car loan and payment plan that fit within their specified budget.

Once I am approved for a loan, how can I qualify for your ―0% down payment program? And if I do not qualify for $0 down, what can I expect to pay as a down payment?

In order to qualify for a 0% down payment you just need to verify the following information:

• $1200/Month Net Verifiable Income

• Valid Oklahoma Drivers License

• Currently not in Bankruptcy

• 7 References • 6 Month Job Time

• Live in Oklahoma City or Oklahoma City Metro area

• No Felonies the past 5 years

If you can verify the above information then you qualify for a $0 down payment. However, if you do not qualify for our ―0% down payment‖ program, one of our finance specialists will work with you to approve you for a down payment in the area of $300-$1,000; it just depends on your individual financial situation. Whatever the case may be, Guaranteed Auto Credit can still approve you for a small down payment.
After I am approved for my loan and receive my down payment amount, how do I know which selection of cars I have to choose from?

At Car Dealers Oklahoma we like simplify the car-buying process. In order to do so we number the cars on our lot 1-10. 1 represents the cars with the lowest monthly payments and 10 represents the cars with the more expensive payments. Upon approval, a sales representative will notify you of which selection of cars that would be beneficial for you to choose from in order to stay within your specified monthly budget.

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